Archive for Retirement/Pension Planning

Once you have adequately funded for your retirement, the question then is, where do you retire? More and more people are choosing to retire away from their home countries but the destination involves many important factors.  Read More→

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Inflation in the US since 1950 has averaged 3.76% per annum. This means your money would need to match this figure just to stand still, with any less resulting in a loss. A cash investment of $100,000 with an inflation rate of 3% over a term of 10 years would fall to a value of $74,144.

There are concerns (International Adviser 2010) that current monetary policies, combined with significant public deficits in developed economies, may lead to higher inflation in the next three to five years. This may start with short-term, inflation pressure from emerging countries’ strong economic growth, demand for commodities and currency appreciation.

According to (The Economist Oct 18th 2011),‘Annual inflation in the UK rose to 5.2% in September, powered forward by big jumps in housing costs and the price of clothing.

How can investors protect themselves against inflation? Read More→

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Switchmaster, our mathematical fund tracking system, has faired a lot better than most major markets over the last five years.  It uses algorithms to select funds for investors, rather than specialist opinion.  It is not a replacement for ongoing advice, but acts as a compliment with potential for significant out-performance.  An update of the system performance is as follows;

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